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Be cautious of phone calls, texts, or emails claiming to be from Flagler Credit Union’s fraud department or related merchants. We will never ask for your online banking password, card CVV or full card number, PIN, to approve fraudulent transactions, or to share one-time passcodes over the phone. Our communication also will not include links requesting you to use them. If you receive a suspicious request, hang up immediately and call us at 800-521-3796.
Flagler Credit Union offers low rates, different options, a convenient application, and most of all, the personal attention. Interested in a Flagler Credit Union auto loan? You can apply today!
Take advantage of our great rates when you refinance your auto loan from another financial institution.
Easily make payments on your loan through Flagler online banking, with same business-day processing.
Refinancing replaces your current loan with a new one—often with a lower APR or better terms. The right auto refinance can deliver both near-term relief and long-term savings.
* *Annual Percentage Rate. This special rate promotion of 1.00% APR off your current vehicle loan rate for this Auto Refinance Loan Promo will be only available during November 19, 2025, through September 30, 2026. Loans must close by September 30, 2026. Rate will not go below 4.50% APR. Motorcycles, RV, Boat, powersport and existing Dort Financial loans do not qualify. Proof of current loan term and rate may be required.
**First payment may be deferred up to 90 days after loan is funded. Interest continues to accrue during the payment deferral period.
Other restrictions may apply. Qualification is based on assessment of individual creditworthiness and our underwriting standards. Not all applicants will qualify. This offer is subject to change at any time and can’t be combined with any other offers.
We make getting approved for your new or used car loan very simple and you get to take advantage of some great benefits.

With one of the largest memberships in the region, we are able to offer some of the lowest rates to our members.
Our application is simple and can be done all online.
Rather Talk With Someone? Call Us At 800.521.3796
We realize that life can’t be all work and you need some good fun. Often times that comes with a vehicle. Whether it is a watercraft, motorcycle, snowmobile or camper/RV, we are here to help you get where you want to go.
Use these calculators to help answer some of your auto loan financial questions. If you have further questions, reach out to us, we’d love to help!
If you're using a screen reader or other auxiliary aid and are having problems using this website, please call (800) 521-3796 for assistance. All products and services available on this website are available at all Flagler Credit Union locations.